Terms and Conditions | Free Loan Quotes

Terms & Conditions

Last updated: 12th February 2024

Welcome to www.freeloanquotes.com.au. These terms and conditions outline the rules and regulations for the use of Free Loan Quotes's Website, located at www.freeloanquotes.com.au.

By accessing this website we assume you accept these terms and conditions in full. Do not continue to use Free Loan Quotes's website if you do not accept all of the terms and conditions stated on this page.

1. Introduction

These terms and conditions govern your use of our website; by using our website, you agree to these terms and conditions in full.

2. License to Use Website

Unless otherwise stated, Free Loan Quotes and/or its licensors own the intellectual property rights published on this website and materials used on Free Loan Quotes. Subject to the license below, all these intellectual property rights are reserved.

3. User Engagement

You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of Free Loan Quotes or in any way which is unlawful, illegal, fraudulent or harmful.

4. Privacy Policy

Our Privacy Policy, which sets out how we will use your information, can be found here. By using this Website, you consent to the processing described therein and warrant that all data provided by you is accurate.

5. Service Access

While the Company endeavours to ensure the Website is available 24 hours a day, the Company shall not be liable if, for any reason, the Website is unavailable at any time or for any period.

6. Links to Other Websites

This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of Free Loan Quotes or that of our affiliates.

7. Disclaimer

The materials on Free Loan Quotes’s website are provided on an 'as is' basis. Free Loan Quotes makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

8. Limitations of Liability

Free Loan Quotes will not be liable to you in relation to the contents of, or use of, or otherwise in connection with, this website for any direct, indirect, special or consequential loss.

9. Indemnity

You hereby indemnify Free Loan Quotes and undertake to keep Free Loan Quotes indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by Free Loan Quotes to a third party in settlement of a claim or dispute) incurred or suffered by Free Loan Quotes arising out of any breach by you of any provision of these terms and conditions.

10. Variation

Free Loan Quotes may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website.

11. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Australia and any disputes relating to these terms and conditions will be subject to the exclusive jurisdiction of the courts of Australia.

Disclaimer

Free Loan Quotes operates as a trading name under the umbrella of our parent company, Blade Finance (www.bladefinance.com.au) While Free Loan Quotes specialises in providing potential borrowers with free, no-obligation loan quotes, it is important to note that the actual obtaining of these options, and processing of loans and formal loan agreements are conducted by Blade Finance, which holds the necessary credit license to offer and process financial products and services.

Please be aware that when you decide to proceed with a loan application based on the quote provided by Free Loan Quotes, you are entering into an agreement directly with Blade Finance. Blade Finance is responsible for all compliance, regulatory, and legal obligations associated with the provision and administration of your loan.

Loan Application and Agreement

All loan applications submitted through Free Loan Quotes are subject to approval by Blade Finance in accordance with their terms and conditions, lending criteria, and regulatory requirements. Blade Finance is dedicated to responsible lending and ensuring the suitability of its financial products for the needs and financial circumstances of its clients.

No Liability

Free Loan Quotes does not accept liability for any loss or damage arising directly or indirectly from the use of the information provided on our website or through our service, or from your reliance on the loan products processed and offered by Blade Finance. We strive to ensure the accuracy and relevance of the information we provide, but we do not warrant its completeness or suitability for your specific circumstances.

Advice Warning

The information provided by Free Loan Quotes is intended for general guidance and to facilitate the introduction to Blade Finance for potential loan products. It should not be considered as financial advice. We recommend that you seek independent advice, considering your personal and financial circumstances before making any decision based on the information we provide or entering into a loan agreement with Blade Finance.